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Financial Consultancy
 
Mahandru Associates as "Certified Financial Consultant from The Institute of Financial Consultants (IFC) - USA" provides sound alliances to find one of the best ways to create wealth and financial freedom for our valuable clientele.

Through its extended network, the company fulfils the financial requirements of its customers with the extreme professional services of its experienced consultants and a handful of lenders in the financial industry.

We are a boutique Consultancy specialized in market offering expert professional advice on investment and assistance with tailor-made financial solutions. Financial Consultancy is a comprehensive process that encompasses and integrates the following:

  • Financial Planning.
  • Documentation.
  • Research for Principal Lenders.
  • Comparison of the best interest rate.
  • Cost & Time Effective Measurements.
  • Shop for the best option to avail a loan from lenders.

 
 
Areas of Specialization.

Business Loan
Business entrepreneurs always look for additional capital for business expansions, refinancing, restructuring the balance sheet or repay member / shareholder loans. A Business Loan is a cost-effective way to support your business.

We can arrange business loans in Dubai, Abu Dhabi or elsewhere in UAE.
 

 
SME & Commercial Loans
Small Medium Enterprises is a prime industry in the market and always eager to expand the business and grow faster.

We can arrange SME & Commercial loans in Dubai, Abu Dhabi or elsewhere in UAE to fulfil the requirements of the industry.
 

 
Loans against POS transactions
A loan against POS (Point of Sale) is a healthy tool to fulfil operational needs of the business. We can arrange it for your all your needs such as expansion, lift in working capital.
 

 
Working Capital Solutions
Working capital corresponds to operating liquidity available to a business. It is considered a part of operating capital.
Net Working Capital = Current Assets ? Current LiabilitiesA company can be endowed with assets and profitability but short of liquidity if its assets cannot readily be converted into cash.
Positive working capital is mandatory for a business to be able to continue its operations. It is a metric that gauges satisfaction of maturing short-term debt and upcoming operational expenses.

We may assist in finding your working capital solutions.

We may assist in finding your working capital solutions.
 

 
Overdraft Line
Overdraft Line helps the business to plan expenditure and to require an injection of funds to cover monthly bills and payments or the cost of capital and raw materials. Overdraft (Line of Credit) can be availed to cover these expenses if the cash flow projection demonstrates a potential short-fall in company's bank balance.

We can arrange an Overdraft line to meet the business needs in UAE.
 

 
Letter of Credit
Letters of Credit are common in International trade because the bank acts as an uninterested party between buyer and seller. For example, importers and exporters might use letters of credit to protect themselves. Communication can be difficult across thousands of miles and different time zones. A letter of credit defines the details so that everybody is on the same page and clear.

We can arrange a Letter of Credit to meet company's business needs in UAE.
 

 
LC Discounting
A letter of credit (LC) is a written promise by a bank to pay for goods a buyer purchases from a seller. Discounting is a way a seller gets paid immediately even if the buyer wants a longer term for payment.

We can help you in LC Discounting in Dubai or elsewhere in the UAE through most efficient method.
 

 
Trust Receipt (TR) Financing
After a L/C is opened and import shipment has arrived, business is supposed to pay against your L/C issued. TR financing is most suitable alternative for the purchases.

We will arrange finances for purchases through a loan called TR Financing in Dubai. Company will undertake to sell the cargo, and use the sales proceeds for repayment.
 

 
Cheque Discounting
Client can take money from bank on the security of post-dated cheques issued by their credit worthy customers. The bank in this case is certain that they will get the payment of this cheque on the due date from the customer of the client. Normally the cheques should not be dated for date which is later than 90 days from the date of discounting.

Mahandru Associates can arrange for cheque discounting to meet immediate cash requirements with the security of post-dated cheques in UAE.
 

 
Local Bill Discounting (LBD)
This facility enables an organization to pledge its local receivables to the bank in return for immediate cash facility. The bank will hold an organization's receivables as collateral and provide the pledged amount with an agreed mark-up. This fulfils an organization's immediate cash requirements.

We can arrange for Local bill discounting to meet immediate cash requirements in UAE.
 

 
Trade Finance Facilities
Trade finance may include Documentary collection, trade credit insurance, export factoring, forfaiting and others and is used as a healthy tool to reduce the risk of the importers / exporters and guarantors. Trade finance usually refers to financing international trading transactions.

We can arrange for Trade Finance Facilities in UAE.
 

 
Bank Guarantee
When running a business, a situation may arise that the client may ask to provide a financial guarantee from a third party.

This requires an expert banking consultant to manage and execute efficiently.

Mahandru Associates can help you in arranging bank guarantee in situations that require financial guarantee from a third party.
 

 
Project Financing
Project Finance is a method of funding in which the lender looks primarily to the revenues generated by a single project, both as the source of repayment and as security for the exposure. Project Finance transactions play an important role in financing development throughout the world. This type of financing is usually for large, complex and expensive installations that might include, for example, power plants, chemical processing plants, mines, transportation infrastructure, environment, and telecommunications infrastructure.

Project financing requires having sound financial consultants to present the case to the bank. We at Mahandru Associates with our past experiences and proven case studies can arrange you Project Financing in Dubai and elsewhere in UAE.
 

 
Bad Credit Loans
The bad credit becomes a hurdle at the time of Business loans, car loan or a personal loan. Or you must have some kind of collaterals in the form of assets to reckon with this. Money lenders, both individuals and finance companies, will always try to remain in the safe side virtually, demoralizing you by pointing at your bad credit history every time you approach them. But there is no point in waiting so long for a favourable weather to come. You should, optimistically, seek out for alternative solutions to start your new business.

We offer credit loans and credit risk loans for all small and medium enterprises with poor credit scores. We understand that poor credit history is a transient phase that will be overcome with suitable financial aids. However worse your credit history is, we lend you both unsecured and secured loans.
 
 
 
Financial Consultancy
Financial Consultancy
SME & Corporate Financing
  Business Loan
  SME & Commercial Loans
Loans against POS transactions
Trade Finance Facilities
  Working Capital Solutions
  Overdraft Line
Letter of Credit
  LC Discounting
  Trust Receipt Financing
  Cheque Discounting
  Local Bill Discounting
  Bank Guarantee
  Project Financing
  Bad Credit Loans
Mortgage Consultancy
Fleet Financing
EMI Calculator
 
 

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IFC